PhonePe enables UPI activation with Aadhaar: What this means for users and how to use it

Under the previous UPI onboarding flow, a valid debit card was mandatory to set up a user’s UPI PIN during the UPI registration process, restricting access for a large number of Indian bank account holders who didn’t have a debit card handy. This makes Aadhaar e-KYC flow a part of the UPI onboarding journey on the PhonePe App.

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